what's the next step for the conversation about obama care, the implementation of obama care. does it get messier or start to clear up for the white house if they can get past the technical aspect? >> the next test is how many healthy people under the age of 40 sign up. remember, this entire system doesn't work if the young and healthy, the young invincibles don't do this. the actuary tables don't work for the insurance companies. one of the tradeoffs of passing a allow that says health insurance companies couldn't discriminate for pre-existing conditions was part of the deal they were going get a whole bunch of young and healthy people to defray some of the extra costs of insuring sicker people and not being able to discriminate on that front. so that's the next test. and the reason november 30th is so important is if you look at how massachusetts worked, that last month before the insurance kicked in, january 1, so we're talking december 1 through december 15. that 15 day period. that has to be a period that's not just sick people signing up for this insurance. it has to be